FARO Finance
Nepal Smallholder Microfinance
No collateral required.
Smallholder farmers in Nepal can apply for microloans based on their crop plan alone.
Repay after harvest — aligned with the farming cycle, not the bank calendar.
From loan to market. FARO Finance connects repayment with direct sales through FARO Mart, closing the agricultural value chain.
Backed by Nechon — a global cooperative platform recognized by UN FAO for rural value chain improvement in Nepal.
How It Works
Apply Online
Enter crop type and loan amount — done in 5 minutes.
Get Approved
3–7 working days. You get a credit limit, not cash.
Buy at FARO Mart
Use credit for seeds, fertilizer, or equipment.
Repay at Harvest
Sell to FARO Mart. Loan deducted, rest paid to you.
Why FARO Finance?
No Cash Needed
No savings? No problem. FARO credit covers your farming costs upfront.
Repay After Harvest
Repayment aligns with harvest season. No pressure before you earn.
Connected Ecosystem
Finance, mart, and farmer — one seamless loop. No middlemen.
25,000
NPR Max
10%
Annual Rate
4–8
Month Term